#Al quran for windows 7 full keygen#
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In an inflationary economic landscape, people will want to “make their money work” and cannot hold on to their fiat currency since it’s constantly being devalued. With an unpredictably inflationary currency, people tend to be reckless with their depreciating cash. Inflation in the fiat system is especially detrimental to the average Muslim, as it puts them in a dilemma.
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Individuals must work harder to manage their wealth by investing it in assets and financial instruments just to beat inflation.
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In the current fiat system, people cannot put their savings in dollars because the dollar is a terrible store of value. People that hold dollars witness their purchasing power decrease as the banks issue more loans. When more loans are issued, more dollars are introduced into the money supply, which decreases the value or purchasing power of all the dollars that already exist. Riba is simply the profit-making mechanism that allows banks to prosper. First, dollars are essentially created through debt and to make that business of debt issuance profitable, it must have riba tied to it somewhere. There are two problems with this abomination of a process of currency creation. The act of lending is the main mechanism by which more dollars are created and there was no “money” backing that loan that should have been sitting in a vault somewhere. Essentially, the loaned money, through a few keystrokes, is brought into existence at the time of loan issuance. Whenever the bank issues a loan to an individual looking to finance a house, education or business, that money did not exist before the act of lending. The actual money creation mechanism is conducted through the act of lending by the commercial bank. A commercial bank is where you would open up a checking and/or savings account. The majority of the dollar supply is actually created by commercial banks rather than the central bank. When we question how dollars are created, we typically think of the Federal Reserve “printing money.” The printed paper dollar bills only make up a small fraction of the total dollar supply. Let’s explore how fiat is created and disseminated in our current global economic system. In order to understand the role of riba in the current monetary system, we must first examine how riba is the key mechanism in the creation of fiat itself. In any case, when you ask an average Muslim why riba is “haram” (forbidden), they’ll typically say something like, “It exploits the poor.” However, riba is something that is far more destructive than just “exploiting the poor” such a statement misses the big picture of the corruption and depravity of riba, especially in the context of modern fiat money. Although, when considering the aforementioned Hadith, the case can be made that riba is in fact much worse than adultery. “There are seventy degrees of usury, the least of which is equivalent to a man having intercourse with his mother.” - Narrated from Abu Hurairah, Sunan Ibn Majah 2274Ĭlearly, riba is a sin to be avoided at all costs and Muslims should come nowhere close to it! Riba is considered a major sin in Islam it can be considered to be on the same level as other major sins such as committing adultery. In another Hadith, prophet Muhammad describes the severity of engaging with riba: “The Messenger of Allah cursed the one who accepted usury, the one who paid it, the witness to it and the one who recorded it.” - Narrated by Abdullah ibn Mas’ud, Sunan Abi Dawud 3333, Book 23, Hadith 8 Prophet Muhammad also warned muslims about the danger of the sin of riba: